The Bank of Moscow is one of the leading universal commercial banks in the Russian Federation (top-5) in terms of assets and capital and in terms of the volume of funds drawn from the population.

The Bank’s key shareholder is the VTB Group (95.52%). The Bank’s development strategy defines that the Bank of Moscow will develop as an independent versatile commercial bank within the VTB Group. The Bank’s priority development zone is Moscow and the Moscow Area.

In its development the Bank of Moscow will lay a special emphasis on innovative and Hi Tech products and services including services provided to small and medium size business being one of the Bank’s priorities.

Strong client confidence and brand recognition contribute a lot to expansion of customer base in both retail and corporate areas. Currently, The Bank of Moscow provides services to over 100,000 corporate clients and over 9 million private customers. Among its corporate clients are major enterprises of various sectors of economy and SMEs.

With 285 offices, the Bank’s branch network covers practically all major economic centers of the country from St Petersburg and Kaliningrad in the West to Vladivostok and Yuzhno-Sakhalinsk in the East. As of 1 December 2012 apart from 130 offices in Moscow and the Moscow region, the Bank operated 150 points-of-sale across the country. The Bank also delivers services to individuals at 474 Moscow based postal offices.

The Bank owns 4 foreign subsidiary banks: BM Bank (Kiev, Republic of Ukraine), Bank Moscow-Minsk (Minsk, Republic of Belarus), AS Eesti Krediidipank (Tallinn, Estonia) and Bank of Moscow j.s.c. — Belgrade (Republic of Serbia).

The Bank of Moscow operates its own Processing Centre certified by the international payment systems Visa International and MasterCard. The Bank has issued over 18 million plastic cards and operates a wide network of its own cash terminals (1.9 thousand terminals). The united network of the VTB Group/the Bank of Moscow, VTB 24 and the TransCreditBank cash terminals comprises over 10 thousand devices (fees for withdrawal of their own funds have been cancelled).

The Bank of Moscow’s high reliability has been confirmed by international rating agencies. The Bank’s long-term credit rating has been affirmed at Ba2 by Moody’s Investors Service and at BBB by Fitch Ratings.