Deposits

Conditions

• Currency — RUB/USD/EUR.
• Minimum term with interest paid at the end of the term — 7 days for deposits in RUB/EUR and 31 days for deposits in USD.
• Maximum term — 547 days.
• The interest rate depends on the term.

Benefits

• An opportunity to gain an additional income from placement of temporarily free monetary funds.
• No minimum or maximum deposit.
• An opportunity to choose the interest payment method — on the final day of the deposit term/monthly.
• Fixed interest rate on the deposit for the entire term.
• An opportunity to prolong the deposit agreement for a similar term and the same sum.

Special conditions

Replenishment депозита, early termination and partial withdrawal are not envisaged.

Conditions

• Currency — RUB/USD/EUR.
• Term — from 366 to 547 days.
• Minimum deposit — 100 thousand RUB or equivalent in foreign currency.
• Maximum deposit — 1 billion RUB or equivalent in foreign currency.
• The interest rate depends on the currency and the term of the deposit.
• Prolongation of the deposit agreement is possible on the conditions in effect in the Bank on the prolongation date.

Benefits

• An opportunity to place free monetary funds for a long term.
• An opportunity to receive an income in the event of early withdrawal (in observance of the notice period) proceeding from the actual time the funds are in the deposit account.
• Minimum risks — withdrawal is possible at any time by written application from the client submitted at a time determined in the agreement.

Special conditions

• During the first 90 days of placement of the deposit, there is a moratorium on early termination.
• Interest is paid at a rate complying with the actual term during which the monetary funds are in the deposit account; in the event of early withdrawal of the deposit, interest is paid provided the bank is given at least 5 working days’ notice in writing.
• In the event of early withdrawal in violation of the above notice period, the interest rate is 0.1 % per annum for RUB deposits and 0.01 % per annum for currency deposits (early withdrawal being possible only with the Bank’s consent).
• Replenishment and partial withdrawal of the deposit are not envisaged.

Conditions

• Currency — RUB/USD/EUR.
• Term — from 31 to 1094 days.
• Minimum deposit — 100 thousand RUB or equivalent in foreign currency.
• Maximum deposit — 1 billion RUB or equivalent in foreign currency.
• The interest rate depends on the term, currency and sum deposited.
• Prolongation of the deposit agreement is possible on the conditions in effect in the Bank on the prolongation date.

Benefits

• An opportunity to place free monetary funds for a long term.
• An opportunity for early termination of the deposit agreement.
• Minimum risks — withdrawal is possible at any time by written application from the client

Special conditions

• Early termination of the deposit agreement is performed on expiry of 5 working days from receipt by the Bank of a relevant application.
• In the event of early withdrawal of the deposit, the interest rate paid is 0.1 % per annum for RUB deposits and 0.01 % per annum for foreign currency deposits.
• Replenishment and partial withdrawal of the deposit are not envisaged.

Conditions

• Currency — RUB/USD/EUR.
• Term — from 91 to 180 days.
• Initial deposit — 1 million RUB/50 thousand USD/50 thousand EUR.
• Minimum additional contribution — 100 thousand RUB/5 thousand USD/5 thousand EUR.
• Total replenishments during the deposit term may not exceed double the initial deposit.
• Interest is paid on the final day of the deposit term.
• The interest rate depends on the term, currency and sum deposited.

Benefits

• An opportunity to manage temporarily free monetary funds efficiently and rapidly manage one’s deposits.
• Irrespective of the placement term of additional contributions, the interest rate on them is the same as that for the initial deposit.

Special conditions

• Additional contributions are not accepted within the final 30 days of the deposit term.
• Partial withdrawal, early termination and prolongation of the deposit are not envisaged.

Conditions

• Currency — RUB/USD/EUR.
• Term — from 91 to 547 days.
• Minimum initial deposit — 100 thousand RUB or equivalent in foreign currency.
• Maximum initial deposit — 1 billion RUB or equivalent in foreign currency.
• The initial deposit is the minimum balance to be maintained in the account.
• The remainder in the account (maximum sum of the deposit) may not be more than treble the initial deposit.
• The interest rate depends on the currency and the term of the deposit.

Benefits

• An opportunity to manage temporarily free monetary funds efficiently and rapidly manage one’s deposits.
• Irrespective of the placement term of additional contributions, the interest rate on them is the same as that for the initial deposit.
• Partial withdrawals possible without losing income (provided a minimum balance is maintained in the account).

Special conditions

• Additional contributions are not accepted within the final 30 days of the deposit term for deposits of up to 180 days and the final 90 days for deposits from 181 days.
• Early withdrawal is performed on expiry of 2 working days from receipt by the Bank of a relevant application.
• Early termination and prolongation of the deposit are not envisaged.