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Micro-loans




Small business micro-loans

If you are an individual entrepreneur or owner of a small enterprise interested in obtaining a loan for your business, we offer you an opportunity to receive the Bank of Moscow micro-loans.

Apply online
Small business micro-loans

Sum, RURTermAnnual interest rate, %
150 000 - 5 000 0006-36 monthsFrom 14.0%
  • The loan is extended for any purposes (including replenishing working capital, expanding production, acquiring real estate, equipment, vehicles, etc.)
  • Time of doing business — minimum 6 months.
  • You operate in a region where the Bank of Moscow maintains a presence.

Simplicity of securing the loan

  • You pledge virtually any type of property and surety from the owner of the business.
  • No pledge is required for a loan of up to 1 500 000 RUB.

Low interest rates

  • You cut your costs, allowing you to invest the released funds in the business.

Convenient repayment schedule

  • You reduce the debt burden on the business by paying off the loan in equal monthly instalments throughout the term of the loan.

No requirement to maintain turnover

  • On receiving the loan, there is no need to transfer all your cash flows to accounts with the Bank.

Minimum application consideration time

  • Long waits and indeterminacy are precluded and you can soon make use of additional funds.

Additional advantages of co-operation with the Bank of Moscow

  • You open an account that you can managed from your office, via the Internet.
  • You receive a client’s corporate card that can be used at any trade outlet, anywhere there is an ATM.

Main documents required for initial consideration of the loan application

  • Constituent documents (apart from clients of the Bank);
  • Financial reporting (balance sheet and profit and loss statement for the latest reporting date or tax declaration and income and cost ledgers if you use simplified reporting);
  • List of collateral offered, indicating its value (if available).

Five steps to getting a loan

Step 1Meet with the Bank manager for a detailed consultation.
Step 2Ask for a qualified Bank officer to appraise your business.
Step 3Put together the requisite set of documents.
Step 4Obtain a positive loan decision from the Bank.
Step 5Open a disbursement account with the bank and use the loan funds.


For more information on loans please address any banking facility or regional branch of the Bank of Moscow or call +7 (495) 925-80-00, 745-80-00, 745-79-65 (Foreign Clients Department).

Please e-mail any request, question, demand or information on small business lending to: kmb@mmbank.ru. Your enquiry will be processed in the shortest possible time. We’ll contact you under all circumstances.



Attention! Any documents submitted to the Bank must be completed in Russian.
The texts of documents/forms in Russian can be found on our Russian version website.