For the purpose of these tariffs, an individual entrepreneur is understood as an actual individual entrepreneur, a notary public engaged in private practice and a lawyer who sets up a legal office.
| No. | Service | Tariff |
| 1.1.1. | Opening of an account under a bank account agreement for a legal entity or individual entrepreneur (in the currency of the Russian Federation) | 1000 rubles |
| 1.1.1.1. | Opening of an account under a bank account agreement with a legal entity or individual entrepreneur (in foreign currency) | Free of charge |
| 1.1.1.2. | Closure of an account under a bank account agreement with a legal entity or individual entrepreneur (in the currency of the Russian Federation or foreign the currency) | Free of charge |
| 1.1.2. | Maintenance of a client’s disbursement/current account in the currency of the Russian Federation* | 2 000 rubles per month |
| | *There is no charge for maintaining the account in the following cases: - the client has an overdraft agreement;
- operations on the account are suspended in accordance with the legislation;
- competent authorities put the account under arrest and there are no movement on the account during the accounting period;
- there are no operations on the account during the accounting period**.
| |
| | **Absence of operations on an account during an accounting period is understood to mean absence of any debit or credit turnover on the account during the month corresponding to the period for calculation of commission, operations on the account are not taken into consideration if they are performed as a consequence of: - direct debit by the Bank of commission, fines and penalties from the client’s account;
- payment by the Bank of interest on the balance of funds on the client’s account.
| |
| | The given commission is withheld on the 10 th working days of each month. |
| 1.1.2.1. | Maintenance of a client’s disbursement/current account in the currency of the Russian Federation for clients that have concluded an agreement with the Bank on servicing using the Client-Bank and/or Client-Internet Bank systems*. | 500 rubles per month |
| | *There is no charge for maintaining the account in the following cases: - the client has an overdraft agreement;
- operations on the account are suspended in accordance with the legislation;
- competent authorities put the account under arrest and there are no movement on the account during the accounting period;
- there are no operations on the account during the accounting period**.
| |
| | **Absence of operations on an account during an accounting period is understood to mean absence of any debit or credit turnover on the account during the month corresponding to the period for calculation of commission, operations on the account are not taken into consideration if they are performed as a consequence of: - direct debit by the Bank of commission, fines and penalties from the client’s account;
- payment by the Bank of interest on the balance of funds on the client’s account.
| |
| | The given commission is withheld on the 10 th working days of each month. |
| 1.1.3. | Maintenance of a current account in foreign currency
No charge is made for maintaining an account in the following cases: - if operations on the account are suspended in accordance with the legislation;
- if competent authorities arrest the account;
- if there is no movement on the account during the reporting period *
*absence of operations on an account during the reporting period means absence of either debit or credit turnover on the account during the month corresponding to the period for calculation of the commission, operations on the account consequent on the following not being taken into consideration: - direct debiting by the Bank of client commissions, fines and penalties from the client’s account;
- payment by the Bank of interest on the balance of funds in the client’s account.
| 300 rubles* a month *Or the equivalent in another currency, calculated using the official exchange rates of the Bank of Russia on the date the operation is performed. Omission is debited from the relevant accounts in foreign currency or, in the absence of sufficient funds in these accounts, from the accounts in Russian rubles. |
| | The given commission is withheld on the 10th working day of each month. The basis for calculation of the given commission is the period from the date following the 10 th working day of the previous month through the 10 th working day of the current month, inclusively |
| 1.1.3.1. | Maintenance of a current account in foreign currency for clients using the Client-Bank and/or Internet Bank-Client systems | Free of charge |
| 1.1.4. | Client-Bank system: | |
| | - installation of the system without bank specialist call-out | Free of charge |
| | - installation of the system, including bank specialist call-out and training of the client’s personnel*. With a monthly average number of payment during the first 3 months of servicing via the Client-Bank system (not counting the installation month) | |
| | - fewer then 50 | $60 |
| | - 50 or more | Free of charge |
| | *Payment for installation is debited over 3 months following installation of the Client-Bank system (not counting the installation month). | |
| | - monthly subscription (including advice) | Free of charge |
| | - repeat installation of the system on call-out of the bank specialist by the client | $50 |
| | - repeat generation of an electronic digital signature on call-out of the bank specialist by the client | $50 |
| | - repeat training on call-out of the bank specialist by the client | $50 |
| | - additional generation of an electronic digital signature without call-out of the bank specialist to the client | Free of charge |
| | - integration of the Client-Bank system with the client’s accounting system | Under a separate agreement |
| 1.1.4.1. | Verba-O encryption protection of the Client-Bank system: | (VAT in the amount stipulated by law is charged additionally) |
| | - installations, including generation of cryptographic keys (for each client part, including no more than 4 EDS) | $120 + $25 for each EDS |
| | - monthly subscription, including consultation by telephone (for each client part) | $25 |
| | - repeat installations on call-out of the bank specialist by the client | $25 |
| | - periodical change of cryptographic keys (without bank specialist call-out) | $50 for the encryption key + $25 for each EDS |
| | - periodical change of cryptographic keys (with bank specialist call-out) | $25 + $50 for the encryption key + $25 for each EDS |
| | - or change of cryptographic keys on the client’s initiative (without bank specialist call-out) | $25 + $50 for the encryption key + $25 for each EDS |
| | - additional generation or change of cryptographic keys on the client’s initiative (with bank specialist call-out) | $50 + $50 for the encryption key + $25 for each EDS |
| | Repeat instruction on call-out of the bank specialist by the client | $ 25 |
| 1.1.4.2. | Internet Bank-Client System: | |
| | Registration of the subscriber in the System | Free of charge |
| | Additional registration of electronic digital signature | Free of charge |
| | Monthly subscription (including advice by telephone) | Free of charge |
| | Training at the client’s request (with bank specialist call-out) | $50 |
| | Integration of the Internet Bank-Client System with the client’s accounting system and other work by individual request | Under a separate agreement |
| 1.1.4.2.1. | Control over payment limits* using the Internet Bank-Client System given the following numbers of monthly payments: | |
| | - fewer than 20 payments | 130 rubles a month |
| | - 20 payments or more | Free of charge |
| | *The payment limit is set for the amount of a single payment instruction/application in the currency of the transfer | The commission is charged on the last working day of the month in proportion to the actual number of days on which the Supplementary Agreement is in effect during the reporting month |
| 1.1.5. | Crediting* to accounts of funds (in rubles or foreign currency), received by remittance | Free of charge |
| | * Other items of the given Tariffs may set additional commissions for crediting funds, dependent on special conditions | |
| 1.1.6. | Issue of account statements per operation or month (by agreement) | Free of charge |
| 1.1.7. | Issue of statements at the client’s request, except for mandatory statements to tax inspectorates, extra-budgetary funds and budget organisations (irrespective of whether the client is serviced using the Client-Bank or Client-Internet Bank systems): | |
| | - on a ruble disbursement account | 300 rubles per sheet |
| | - on a current currency account | $5 per sheet |
| | Issue of duplicate statements, duplicate payment instructions (for clients not serviced using the Client-Bank or Client-Internet Bank systems): | |
| | - on a ruble disbursement account | 300 rubles per sheet |
| | - on a current currency account | $5 per sheet |
| | Issue of duplicate statements, duplicate payment instructions (for clients serviced using the Client-Bank or Client-Internet Bank systems): | |
| | - on a ruble disbursement account or current currency account | 100 rubles per statement sheet without attachments and 10 rubles per statement attachment sheet |
| | *If the client is serviced using the Client-Bank or Client-Internet Bank systems, the first copy of the statements is considered to be the statement issued to the client in electronic format, using one of the above-mentioned systems. A statement provided to the client in electronic format and signed with an electronic digital signature is identical to a statements issued in hard copy. | |
| | In the absence of funds on the client’s account when the given service is provided, the client shall deposit the requisite funds in the account in an amount sufficient to pay the commission (commission debt) to the Bank. Unless the commission is paid, the statement/duplicate statements or duplicate payment instruction is not issued to the client. | |
| 1.1.7.1. | Issue of a statement in the absence of operations on an account in the currency of the Russian Federation | |
| | - budget organisations | Free of charge |
| | - other organisations | 500 rubles |
| | In the absence of funds in the client’s account at the time the given service is provided, the client is required to deposit the requisite funds in its account in an amount sufficient to pay the commission (commission debt) to the Bank. Without payment of the commission, no statement will be issued to the client. | |
| 1.1.7.2. | Issue of account maintenance documents (at the written request of clients for auditing firms), per document | 1 000 rubles |
| | In the absence of funds in the client’s account at the time the given service is provided, the client is required to deposit the requisite funds in its account in an amount sufficient to pay the commission (commission debt) to the Bank. Without payment of the commission), the client will not be furnished with the documents. | |
| 1.1.8. | Issue of a cheque book. | 100 rubles |
| 1.1.9. | Accrual of interest on account balances in the currency of the Russian Federation and foreign the currency per account | According to the Bank of Moscow Current Tariffs
(The Current Tariffs are provided in the Comments to the given Tariffs) |
| 1.1.10. | Photocopying of a document at the client’s request | First sheet - 16.7 rubles, each subsequent sheet - 1,67 rubles
(VAT in the amount stipulated by law is charged additionally) |
| 1.1.11. | Preparation of a payment document at the client’s request. | 100 rubles for each document
(VAT is withheld additionally in the amount established by law) |
| 1.1.12. | Preparation of a letter at the client’s request | 1 000 rubles* per letter
(VAT in the amount stipulated by law is charged additionally)
*The commission is charged on the day the client’s request is received |
| 1.1.13. | Provision of information by the Bank Telephone Call-out Processing Centre: | |
| | - on account balances | Free of charge |
| | - on the latest movement of the funds on the account | Free of charge |
| | - on crediting of funds to the account during a specific period | Free of charge |
| | - on debiting of funds from the account during a specific period | Free of charge |
| | Provision of account statements by fax | $1 per statement |
| 1.1.14. | Provision of duplicate outgoing S.W.I.F.T. messages confirmed debiting of foreign currency/original incoming S.W.I.F.T. messages confirming crediting of foreign currency | $5 per document |
| 1.1.15. | Verification of sample signature and stamp impression cards (for each signature on each document). | 500 rubles
(VAT is withheld additionally in the amount established by law) |
| 1.1.16. | Submission of enquiries to credit institutions to trace payments Russian rubles on the basis of an application from the client | 300 rubles*
(VAT in the amount stipulated by law is charged additionally)
*The commission is charged on the day the application is received from the client |
| 1.1.17. | Preparation and certification on the basis of documents provided by the client for opening a bank account or deposit account, for concluding an agreement without opening an account, and for amending the given documents (per sheet of the document) | 50 rubles
(VAT is withheld additionally in the amount established by law) |
| 1.1.18. | Call-out of a bank representative to the tax authority in the interests of the client | 5 000 rubles*
(VAT is charged additionally) |
| *The service is rendered provided the Bank is in a position to do so |
| 1.1.19. | Encryption using the USB-token iBank 2 Key | 1 400 rubles
(in consideration of the VAT envisaged by the legislation of the Russian Federation) |
| 1.1.20. | Commission for forwarding notifications of account balances/operations performed on a settlement account/deposit account using the telephone system (SMS banking) | 100 rubles a month per telephone number |
| 1.1.21. | Specification of payment details, change of payment terms, recovery of transfers.
The tariff of the given amount is charged for each such service. | 200 rubles |
| 1.1.22. | Client-Internet Bank services within the scope of salary projects for clients without disbursement accounts in the branch servicing the salary project: | |
| 1.1.22.1. | Client-Internet Bank system: | |
| • registration of the subscriber with the Client-Internet Bank; | Free |
| • additional registration of an electronic digital signature; | Free |
| • training at the client’s request (with Bank expert call-out); | $50 |
| • integration of the Client-Internet Bank system with the client’s accounting system and other work based on individual requests | Under a separate agreement |
| 1.1.22.2. | Annual payment for Client-Internet Bank services | Free |
| 1.1.22.3. | Encryption protection using an "iBank 2 Key" USB-token device | 1 400 roubles (including VAT, as envisaged by the legislation of the Russian Federation |
| 1.1.23. | Client-Internet Bank services within the scope of salary projects for clients without disbursement accounts in the branch servicing the salary project: | |
| 1.1.23.1. | Client-Internet Bank system: | |
| | • system installation without Bank expert call-out; | Free |
| | • system installation, including two call-outs of a Bank expert and client personnel training; | $60 |
| | • repeat system installation at the client’s request (with Bank expert call-out); | $50 |
| | • additional generation of an electronic digital signature at the client’s request (with Bank expert call-out); | $50 |
| | • repeat training at the client’s request (with Bank expert call-out); | $50 |
| | • additional generation of an electronic digital signature without Bank expert call-out; | Free |
| | • integration of the Client-Bank system with the client’s accounting system | Under a separate agreement |
| 1.1.23.2. | Annual payment for Client-Bank services | Free |
