Krasnodar

Fees and commission rates of Krasnodar branch of Bank of Moscow

• Opening and maintaining personal current accounts (instant access accounts) in roubles and foreign currency
• Placing funds on fixed rate deposit for the term varying from 1 month up to 1 year
• Money transfers in foreign currency and Russian roubles both from Instant Access deposit accounts and without account opening, to individuals and legal entities’ accounts
• Issuing and attending following plastic cards: Bank of Moscow — Eurocard/MasterCard (Standard, Business, Gold), Cirrus/Maestro, Bank of Moscow — VISA (Classic, Business, Gold, Platinum) and VISA Electron/Plus, American Express, Bank of Moscow — Union Card, Diner’s Club
• Purchasing and selling cash foreign currency and foreign currency payment documents
• Share investment funds Mutual Funds
• Providing loans, QUICKloan
• Selling precious-metal commemorative coins issued by the Bank of Russia
• Consulting and information services

• Opening and maintaining business accounts, comprehensive day-to-day business banking for resident and non-resident’s rouble and foreign currency accounts
• Installing and maintaining the Bank — Client account management and data support system
• Running cash flow operations
• Placing funds on deposits
• Sales, novation, buy-back and cashing of Bank’s bills of exchange
• Delivery and collection of cash, bills, payment and accounting documents
• International payments in the form of documentary letter of credit, collection, bank transfer
• A full list of bank services related to export and import transactions
• Providing loans, including acceptance credits
• Providing bank guarantees to secure liabilities, including those to the State Customs Committee
• Commission and discounting operations with third-party issuers’ bills
• Brokerage operations with public and corporate securities through MICEX Securities safekeeping operations
• Issuing and attending following plastic cards: Bank of Moscow — Eurocard/MasterCard (Standard, Business, Gold), Cirrus/Maestro, Bank of Moscow — VISA (Classic, Business, Gold, Platinum) and VISA Electron/Plus, American Express, Bank of Moscow — Union Card, Diner’s Club
• Trust asset management.
• Support of payments made for plastic card operations (acquiring)
• Selling precious-metal commemorative coins issued by the Bank of Russia
• Consulting and information services

Subsidiary offices in Krasnodar Territory

Car Dealers

Krasnodar branch of the Bank of Moscow started operations in March 1999.

Customer base of the branch includes SMB companies operating in such areas as construction, commerce, communications, education, public health, industry: OAO Column convoy 62, ZAO "TANDER", OOO "KORDE", ZAO Krasnodar Balneary, AOOT Krasnodargazstroy, OAO "Gazstroy", OOO "KUBTELECOM", "General Institute of South Investments" /GIU-Invest/ ZAO, OOO "Cel", "ALTO TRADING Co" OOO Company, OOO ALTO, subsidiary of "Saypem S.P.A." joint-stock company, OOO "Service-Gazstroy", OAO "Kuban" Confectionery Plant, State Unitary Enterprise of Krasnodar Region "State Pharmaceutical Warehouse", OAO "South Telecommunication Company", OOO "South Construction Communication Company", etc. The branch has financial and staff potential to deliver high-quality banking service of any largest corporate customers of its region.

Bank of Moscow’s President visiting Kuban in February 2001, his meetings with new heads of Krasnodar Region have given a fresh impetus to collaboration of the branch and Head Office for developing multiple financial support programs for construction of city houses and city Business Center.

At present, the branch provides a wide range of up-to-date banking services to corporate and individual customers. The branch is also always ready to cooperate with agricultural and processing industry enterprises providing full-scale lending and day-to-day business banking services.

Since April 1 st 2004, Call Center started operations in Krasnodar branch of the Bank of Moscow. The Call Center is designed to provide to users different information in dialog mode as voice or fax messages, and supports the option of switching to operators of various services of the bank to provide answers to non-standard questions. The system offers voice menu about banking services to any customer who has called to the bank:

• Currency exchange rates for currency buying and selling in the Bank of Moscow;
• Currency exchange rates of the Bank of Russia and MICEX for different currencies. Besides, the following information is available to users after registration in the system:
  • Current account status;
  • The last flow of funds at the account;
  • Funds debited to the account during a specified period;
  • Funds credited from the account during a specified period.

To get access passwords, passing initial registration is required; for that, it is necessary to execute application in the Bank’s Financial Division.

Operations of Krasnodar branch of the Bank of Moscow are supervised by the Main Administration of the Bank of Russia for Krasnodar Region.
Address of the Main Administration of the Bank of Russia for Krasnodar: 12, Korotkaya Street, Krasnodar, 350063.
Tel.: +7 (861) 262-50-89, 262-28-59. E-mail: GU_UBN@krasnodar.cbr.ru