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ICE credit card




Complex service






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ICE credit card

 MasterCard

Currency — RUR.

Interest rate — 25% per annum in RUR.

Guaranteed credit — 10 0001 RUR.

Worldwide discounts on goods and services.
Programme partners

Cash free Metro travel for students in Moscow and the Moscow Region.

FAQ

 Кредитная карта «Айс»

Key conditions

Credit sum 10 0001 RUR
Card term 12 or 24 months
Credit grace period up to 50 days
Card issued within 7 working days

Just two documents are needed to apply for a card

  • 1. Passport.
  • 2. Certificate from the institute or student’s card (posgraduate’s card).

Before submitting your documents, complete
a Questionnaire.

After seven working days, you can pick up your ICE credit card at the Bank of Moscow branch.

Ways to pay off your credit

  • 1. Through depositaries of the Bank of Moscow (ATMs with the cash-in function) — with cash deposit charges;
  • 2. Via WEB -banking — without cash transfer charges or queues;
  • 3. By switching on the automatic debt repayment service with an existing Bank of Moscow debit card — without cash transfer charges or queues;
  • 4. By external bank transfer to the card account (the bank remitting the payment may charge for this);
  • 5. Through Russian Post offices (no more than 10 calendar days before the end of the payment period);
  • 6. Through branches of the Bank of Moscow;
  • 7. Payment by a third person by depositing funds in RUR in the card account through the cash desk of the Bank of Moscow branch.

Templates

Issue conditions

1. ICE credit cards are available to full-time and part-time students and pupils, including postgraduates studying for Master degrees and on registrarships, and full-time postgraduates at any higher educational institution in Moscow and the Moscow Region.

2. Age at time of application: from 21 to 53,5 years - for women, from 21 to 58,5 - for men.

3. Citizenship of the Russian Federation, permanent registration in Moscow/the Moscow Region or temporary registration in Moscow/the Moscow Region given permanent registration in a region served by the Bank of Moscow.

Where to apply for a card

Tariffs and charges

  • — account servicing charge - only 69 RUR a month;
    more detail ↓

    Annual account servicing charge amounts to 828 RUR and is withheld in equal instalments over the year, beginning from the first payment period during which the first operation is made using the funds of the credit limit.

    Withheld monthly from the card funds. The monthly charge is 69 RUR if the holder performs an operation using the credit limit funds during the month when the card is issued.

    Hide ↑

  • — charge for withdrawing cash from the Bank of Moscow ATMs - 3.5%;
  • — charge for withdrawing cash from ATMs of other banks - 3.5%.
  • More detail about tariffs

1 The credit limit may be raised to350 000 RUR in the manner established by the Bank.



Attention! Any documents submitted to the Bank must be completed in Russian.
The texts of documents/forms in Russian can be found on our Russian version website.