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MasterCard Standard credit card




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MasterCard Standard credit card

 MasterCard

Currency — RUR, USD, Euro.

Interest rate:

  • — 26% in RUR;
  • — 23% in USD or Euro.

Apply online

 Кредитная карта MasterCard Standard

Key conditions

Credit sum 20 000 - 350 000 RUR
Card term 24 months
Credit grace period up to 50 days
Application considered within 3 working days
Card issued within 3 working days — for branches in the Moscow Region;

5 working days — for regional branches

Issue conditions

1. Citizenship of the Russian Federation.

2. Place of residence: a loan can be applied for at the Bank’s office located both at the place of permanent registration and at the place of actual residence. When applying for a loan at the place of actual residence, the region of registration and the place of work must be the same as the region of the Bank’s presence.

3. Age at time of application: from 21 to 53,5 years - for women, from 21 to 58,5 - for men.

4. Time worked in latest job — at least 3 months1.

Issue conditions for salary clients

Where to apply for a card

The Bank will make a decision and notify you accordingly by sending an SMS message to your mobile telephone number specified in your credit card application.

Documents for issue of a card

with a limit of 20 000 – 100 000 RUR with a limit of over 100 000 RUR (equivalent thereof in a foreign currency) in Moscow and the Moscow Region, with a limit of 20 000 – 70 000 RUR (equivalent thereof in a foreign currency) in branches

  • 1. Passport of the Russian Federation.
  • 2. Second document (at the client’s discretion).
    • driving licence and vehicle registration certificate;
    • foreign travel passport with at least one border control stamp;
    • term deposits in the Bank with a balance when the Application form is submitted of at least 200% of the requested credit sum;;
    • 2-NDFL (personal income tax) form/statement from the financial department for members of the armed forces, officers of law enforcement agencies, for the last six months;
    • copy of the work record book (employment/civil law engagement contract) - submitted, if a credit sum of over 100 000 RUR is requested, to branches in Moscow and the Moscow Region.

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with a limit of over 100 000 RUR with a limit of over 100 000 RUR (equivalent thereof in a foreign currency) in Moscow and the Moscow Region, with a limit of over 70 000 RUR (equivalent thereof in a foreign currency) in branches

  • 1. Passport of the Russian Federation.
  • 2. 2-NDFL (personal income tax) form/statement from the financial department for members of the armed forces, officers of law enforcement agencies, for the last six months.
  • 3. copy of the work record book (employment/civil law engagement contract)

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Full list of documents

Templates

Tariffs and charges

  • — account servicing charge during the first and second years - 250 RUR, beginning from the third year - 200 RUR (annually);
  • — charge for withdrawing cash from the Bank of Moscow ATMs - 3.5%;
  • — charge for withdrawing cash from ATMs of other banks - 3.5%.
  • More detail about tariffs

1 For Individual Entrepreneurs, attorneys and notaries public, a work period of at least 1 (one) year.



Attention! Any documents submitted to the Bank must be completed in Russian.
The texts of documents/forms in Russian can be found on our Russian version website.