Payments on credits

Dear Clients,

The periodical charges on the credit card are debited first of all. Please also note that the given charges must be paid by the 20th (inclusive) of the month during which you receive a statement on the given charges. If there are any questions regarding the information provided, please ring:

+7 (495) 728-77-88

Monthly payment

The monthly payment is made from 01 through 20 calendar date of the month and consists of:

• 10% of the sum of the credit, calculated as of the first working day of the current calendar month;
• the interest accrued for use of the credit funds.

The monthly payment on the credit card is made by depositing cash through the cash desk of branches of the Bank or depositaries, or by bank transfer from accounts with the Bank or other credit institutions. More detail

Ways to pay off your credit card debt

• During the credit grace period, no interest accrues for using the credit - if the entire sum indicated on the credit card statement for the accounting period (the previous month) is paid off by the 20th of each month.

  More detail about the credit grace period ^↓

  A credit grace period of up to 50 days is granted provided the conditions of the "Rules for issue and use of the Bank of Moscow credit cards" are fulfilled.

  Credit grace period — means the period during which you may use the credit free of charge. The credit grace period is calculated as follows: 30 days of the accounting month at the end of which the credit card debt is formed, plus 20 days of the following month, during which the given debt must be paid off.

  Example
  
  During the month, you use your Bank of Moscow credit card to make purchases. At the beginning of the next month, you receive a credit card statement indicating your credit card debt. Если If you pay off this entire sum no later than the 20th of the month, the Bank will not charge any interest for extending the credit.

  If, during the given period, you pay off only the monthly payment sum, as indicated in the statement, the Bank accrues interest on the entire credit debt for the previous month. During the next month, you may use any of the methods indicated to pay off the debt. So you can always choose the credit repayment method best suited to your current financial situation.

  Hide ^↑

• Monthly payment by the 20th of each month (without taking advantage of the grace period):
  - at least 10% of the debt on the credit (including bank charges covering the Bank’s operating and other costs);
  - interest, accrued on the credit debt during the previous month.
• For timely repayment of the credit, payments must be made no later than 20:00 hrs local time on the repayment date (when the repayment is made at the Bank of Moscow).
• If the 20^th day of the month falls on a weekend or bank holiday, the repayment date is the first working day, following the weekend or bank holiday (the debt, including any arrears, is calculated and redeemed on the first working day, following the weekend/bank holiday).