QUICKloan

Main conditions of the "QUICKloan" programme

• decision in just one hour
• only two documents required
• interest rate from 23.5% in rubles
• no commission charged on the loan
• loan of up to 50 000 rubles
• loan term up to one year
• loan extended without pledge or surety
• the loan is paid off in equal (annuity) payments
• the loan may be paid off early, at any time, either in whole or in part, without any commission being charged

Security

• not required

Conditions valid until 01 February 2011

If the Borrower fails to make a regular payment, default interest is charged in the amount of 50% per annum on the arrears for each day of delay in payment.

1. The interest rate is from 23.5% to 64.5% per annum and is determined by the Bank individually for each Borrower on the basis of his/her loan history.

Set of documents to be submitted by the Borrower for loan purposes

1. Loan application
2. Borrower’s passport
3. Second document: choice of
   • driving licence
   • foreign travel passport
   • INN assignment certificate

Requirements on the Borrower

• Citizenship of the Russian Federation
• Place of residence:
  Payroll clients − in any office of the bank irrespective of the actual place of work/ permanent registration.
  Non-payroll clients − a loan can be applied for at the Bank’s office located both at the place of permanent registration and at the place of actual residence. When applying for a loan at the place of actual residence, the region of registration and the place of work must be the same as the region of the Bank’s presence.
• When submitting the Application, the Borrower must be at least 21 years of age and, at the time of redemption:
  • no more than 55 years of age (inclusively) for women
  • no more than 60 years of age (for men)
  
  The maximum age for the payroll clients as at the date of the loan repayment is65 (regardless of gender).
• A minimum of 3 months in the current job¹

1. For Independent Entrepreneurs, attorneys, and notaries public, a work record of at least 1 (one) year is required as of the application date.

Loan extension procedure

1. Take the full set of documents to a branch of the Bank for a loan decision to be made
2. The Bank will decide whether to extend the loan within 1 hour
3. Sign the requisite documents at the Bank and receive the loan

Paying off Bank of Moscow loan is easy

• Through ATMs with a "cash-in" function
• Via the WEB-banking system
• At branches/back-up offices of the Bank
• Via the "Russian Postal Service"
• From an account with a different bank