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2.5.11. Tariffs for the issue and servicing of Social cards




Account — bank account opened by the Bank to an individual customer to carry out and account for operations performed with the use of bank cards.

CDO — cash disbursement outlet.

№
Service description
 Social card - VISA Electron (for old-age pensioners) Social card - VISA Electron (for schoolchildren and students) Cards issued within the framework of salary projects –  Social card - VISA Electron for budget organisations* Cards issued within the framework of salary projects – Social card - VISA Electron for other organisations (other than budget organisations*) Moscow citizen's Social card (for old-age pensioners) (Moscow citizen's Social card holders receive VISA Electron, Maestro cards issued free of charge)
1 Minimum initial deposit
0 rubles
2 Minimum balance
0 rubles
3 Annual fee for the Account servicing
0 rubles
160 rubles
0 rubles
4 Commission for termination of settlements with the use of the card in connection with its loss or theft or appearance of information on its wrongful use (as requested by the customer)
0 rubles
160 rubles
0 rubles
5 Commission for resumption of settlements with the use of the card suspended in connection with its loss or theft or appearance of information on its wrongful use
0 rubles
6 Commission for resumption of settlements with the use of the card suspended in connection with its re-issue in case of damage
0 rubles
100 rubles
160 rubles
0 rubles
7 Commission for resumption of settlements with the use of the card suspended in connection with its re-issue at the PIN-code loss
0 rubles
100 rubles
0 rubles
8 Commission for cash receipt at the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank":

ATM of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank"
0 rubles

CDO of the Bank of Moscow
0 rubles

CDO of VTB 24 (JSC), JSC "TransCreditBank"
0,5 %, min 100 руб.
Не предоставляется
9 Commission for cash withdrawal at a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank"):

ATM of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
0.5 %, min 50 rubles
0.5 %, min 100 rubles
None

CDO of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
0.5 %, min 100 rubles
None
10 Annual interest charged quarterly on the balance of the Account
At the Current pension deposit rate of the Bank
0%
At the Current pension deposit rate of the Bank
11 Conversion of assets at withdrawal of cash foreign currency from the Accounts opened in Russian rubles
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals.
12 Overdraft interest (per year)
50%

(Overdraft means a form of credit granted by the Bank in case the balance of the customer's Account is insufficient (or is absent) to make it possible to complete the payment for the operations performed with the use of the card or its details)
13 Interest for the allowed overdraft in Russian rubles (per year)
17%

 (Allowed overdraft is one provided under a special Contract for bank card overdraft between the Bank and the card holder)
14 Interest for late repayment of the allowed overdraft in Russian rubles (per year)
50%
15 Interest for exceeding the allowed overdraft in Russian rubles (per year)
50%
16 Settlement for goods and services
0%
17 Delivery of a statement of the Account for the current month
0 rubles
18 Issue of an additional statement of the Account:

for 1 month of the current year
65 rubles
3 rubles

For 1 month of the previous year
100 rubles
4 rubles

For the previous calendar year
320 rubles
10 rubles
19 Conversion of assets at crediting foreign currency Accounts with Russian rubles
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals.

Conversion of assets at crediting Russian rouble Accounts with foreign currency
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals.

Conversion of assets at crediting foreign currency Accounts with a different foreign currency
Foreign currency crediting cross rate of the Bank of Moscow for operations with individuals.
20 Conversion of assets at cashless transfer of foreign currency from the Accounts opened in Russian rubles to the accounts of individuals opened with the Bank of Moscow, following Applications for money transfer
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals.
21 Commission for balance inquiry of the card Account from a third party ATM (except VTB 24 (JSC), JSC "TransCreditBank")
35 rubles
None
22 Limits for cash withdrawal from ATMs and cash disbursement outlets of the Bank of Moscow and other banks (per day)
125 000 rubles*
125 000 rubles*
125 000 rubles* 125 000 rubles*
125 000 rubles*
22.1 Limits for cash withdrawal from ATMs and cash disbursement outlets of the Bank of Moscow and other banks (per month)
1 000 000 rubles*
1 000 000 rubles*
1 000 000 rubles* 1 000 000 rubles*
1 000 000 rubles*
  * - or an equivalent of this amount at the exchange rate of the Bank of Russia as of the day of the operation
23 Commission charged by the Bank from the organisation for crediting money into Accounts of its employees
None
0.3% - 1.0% from the amount credited
None

24

Commission for sending notices on operations with bank cards by phone (SMS-Banking) at initial service connection:  
- for the first two months after the service connection date
None
- beginning with the third month after the service connection date (monthly),
49 rubles
at subsequent service connections (monthly)
49 rubles
 25. Conversion of assets at cashless transfer of foreign currency from the Accounts opened in Russian rubles, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals
 26. Conversion of assets at cashless transfer of RF rubles from the Accounts opened in a foreign currency, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals
 27. Conversion of assets at cashless transfer of foreign currency from the Accounts opened in another foreign currency, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency transfer cross rate of the Bank of Moscow for operations with individuals
 28. Conversion of assets at cashless transfer of foreign currency to the Accounts opened in Russian rubles, at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals
 29. Conversion of assets at cashless transfer of RF rubles to the Accounts opened in foreign currency, at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals
 30. Conversion of assets at cashless transfer of foreign currency to the Accounts opened in another foreign currency at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency transfer cross rate of the Bank of Moscow for operations with individuals

1. * Budget organisation – an organisation created by federal, regional or municipal authorities to perform management, socio-cultural, scientific research or other non-commercial actions, with its activity financed from the federal, regional or state extrabudgetary fund budget on the basis of a budget of profit and loss.

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