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2.5.10. Tariffs for the issue and servicing of VISA credit cards




Attention! Beginning with 01 December 2009 the grace period is up to 50 days.

Account — bank account opened by the Bank to an individual customer to carry out and account for operations performed with the use of bank cards.

If the Card Account is kept in a currency different from the currency of the Tariffs, the commissions are recalculated using the official exchange rates of the Bank of Russia as of the date of operation processing.

CDO — cash disbursement outlet.

№
Service description
VISA Electron/
Visa Classic Unembossed/
MasterCard Unembossed/
MasterCard Standard Unembossed
VISA Classic/ MasterCard Standard
VISA Gold/ MasterCard Gold
VISA
Platinum
MasterCard Standard "ISIC"/ MasterCard Standard "ISIC" with the BOP function
1 Account servicing  
during the first and second years
250 rubles2
700 rubles3
2 500 rubles4
7 000 rubles
828 rubles¹
beginning with the third year (annually)
200 rubles
650 rubles
2 250 rubles
6 500 rubles
828 rubles¹
2 Commission for termination of settlements with the use of the card in connection with its loss or theft or appearance of information on its wrongful use (as requested by the customer)
125 rubles
750 rubles
1 750 rubles
5 000 rubles
 750 rubles
3 Commission for resumption of settlements with the use of the card suspended in connection with its loss or theft or appearance of information on its wrongful use
0 rubles
4 Commission for resumption of settlements with the use of the card suspended in connection with its re-issue in case of damage
75 rubles
125 rubles
250 rubles
375 rubles
250 rubles
5 Commission for resumption of settlements with the use of the card suspended in connection with its re-issue at the PIN-code loss
75 rubles
250 rubles
375 rubles
1250 rubles
250 rubles
6 Commission for termination of settlements with the use of the card placed in the stop-list (for two weeks)
None
1000 rubles
1000 rubles
At actual cost
1000 rubles
7 Commission for cash receipt at the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank":
7.1 Using the credit assets offered by the Bank of Moscow:
ATM of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank"
3.5% (of the operation amount), min 350 rubles
3% (of the operation amount), min 250 rubles
CDO of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank"
3.5% (of the operation amount), min 350 rubles
3% (of the operation amount), min 350 rubles
3% (of the operation amount), min 250 rubles
7.2 Within a positive balance of the Account:
ATM of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank"
0%
CDO of the Bank of Moscow
Up to 60 000 rubles — 5%, min 250 rubles
Over 60 000 rubles — 0%
CDO of VTB 24 (JSC), JSC "TransCreditBank"
0.5%, min 75 rubles
1%, min 150 rubles
8 Commission for cash withdrawal at a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank"):
8.1 Using the credit assets offered by the Bank of Moscow:
ATM of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
3.5% (of the operation amount), min 350 rubles
3% (of the operation amount), min 250 rubles
CDO of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
3.5% (of the operation amount), min 350 rubles
3% (of the operation amount), min 250 rubles
8.2 Within the limits of a positive balance of the Account:
ATM of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
0.5%, min 75 rubles
1%, min 150 rubles
CDO of a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank")
0.5%, min 75 rubles
1%, min 150 rubles
9 Conversion of assets at withdrawal of cash foreign currency from the Accounts opened in Russian rubles
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals.
Conversion at withdrawal of cash Russian rubles from an Account in foreign currency
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals.
Conversion of assets at withdrawal of cash foreign currency from the Accounts opened in another foreign currency
Foreign currency withdrawal cross rate of the Bank of Moscow for operations with individuals.
10 Settlement for goods and services
0 rubles
11 Additional commission for express (within 24 hours) opening of the Account or reissue of the card
750 rubles
1 250 rubles
2 500 rubles
2 500 rubles
1 250 rubles
12 Delivery of a statement of the Account for the current month
None
0 rubles
0 rubles
0 rubles
0 rubles
13 Issue of an additional statement of the Account:
for 1 month of the current year
50 rubles
for 1 month of the previous year
75 rubles
for the previous calendar year
250 rubles
14 Conversion of assets at crediting foreign currency Accounts with Russian rubles
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals.
Conversion of assets at crediting Russian ruble Accounts with foreign currency
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals.
Conversion of assets at crediting foreign currency Accounts with a different foreign currency
Foreign currency crediting cross rate of the Bank of Moscow for operations with individuals.
15 Commission for balance inquiry of the card Account from a third party ATM (except VTB 24 (JSC), JSC "TransCreditBank")
25 rubles (per operation)
16 Cash withdrawal limits
16.1 Withdrawal limit for credit assets granted by the Bank of Moscow, at CDOs and ATMs of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank" for cards with a limit of up to 50 000 rubles/ 2 000 US dollars/ 1 500 Euro inclusive
within one day
None
 —
5 000 rubles
within one month
None
 —
100 000 rubles
16.2 Withdrawal limit for credit assets granted by the Bank of Moscow, at CDOs and ATMs of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank" for cards with a limit of more than 50 000 rubles/ 2 000 US dollars/ 1 500 Euro
within one day
50 000 rubles
50 000 rubles
50 000 rubles
50 000 rubles
5 000 rubles
within one month
350 000 rubles
350 000 rubles
350 000 rubles
350 000 rubles
100 000 rubles
16.3 Withdrawal limit of own assets at CDOs and ATMs of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank"
within one day
None
5 000 rubles
within one month
None
100 000 rubles
16.4 Withdrawal limit for credit assets granted by the Bank of Moscow, at CDOs and ATMs of third party banks (except VTB 24 (JSC), JSC "TransCreditBank") for cards with a limit of up to 50 000 rubles/ 2 000 US dollars/ 1 500 Euro inclusive
within one day
None
 —
5 000 rubles
16.5 Withdrawal limit for credit assets granted by the Bank of Moscow, at CDOs and ATMs of third party banks (except VTB 24 (JSC), JSC "TransCreditBank") for cards with a limit of more than 50 000 rubles/ 2 000 US dollars/ 1 500 Euro
within one day
50 000 rubles
5 000 rubles
16.6 Aggregate withdrawal limit of credited and own assets at CDOs and ATMs of third party banks (except VTB 24 (JSC), JSC "TransCreditBank")
within one month
250 000 rubles
100 000 rubles
17 Commission for sending notices on operations with bank cards by phone (SMS-Banking)
No additional charge
18** Additional commission for service (per year) Accounts in case of registration of an additional card of following type:
18.1 Visa Classic Unembossed / MasterCard Standard Unembossed 150 150 150 150 None
Visa Classic / MasterCard Standard 700 400 400 400 None
Visa Gold/ MasterCard Gold 2500 2500 1500 1500 None
Visa Platinum None None None 4000 None
18.2 Visa Electron with a non-cash transport payment function* / Visa Classic Unembossed with a non-cash transport payment function* 125 125 125 125 None
19 Transfer* of money in payment for urban public transport (for cards with a non-cash transport payment function)
*- money is transferred once a month on the basis of the data on the number of trips paid for by a card with a non-cash transport payment function during the preceding month
10 rubles per month
20. Conversion of assets at cashless transfer of foreign currency from the Accounts opened in Russian rubles, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals
21. Conversion of assets at cashless transfer of RF rubles from the Accounts opened in a foreign currency, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals
22. Conversion of assets at cashless transfer of foreign currency from the Accounts opened in another foreign currency, at cashless payment for goods and services offered by trade and service enterprises using a card or its details
Foreign currency transfer cross rate of the Bank of Moscow for operations with individuals
23. Conversion of assets at cashless transfer of foreign currency to the Accounts opened in Russian rubles, at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency purchasing rate of exchange of the Bank of Moscow for operations with individuals
24. Conversion of assets at cashless transfer of RF rubles to the Accounts opened in foreign currency, at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency selling rate of exchange of the Bank of Moscow for operations with individuals
25. Conversion of assets at cashless transfer of foreign currency to the Accounts opened in another foreign currency at full or partial refund of the payment for goods and services from trade and service enterprises using a card or its details
Foreign currency transfer cross rate of the Bank of Moscow for operations with individuals

1 The Account Maintenance Fee is charged monthly in equal installments within each year starting from the month in which the account was opened.

2 For credit cards issued within the framework of the Convenient Bank Service Retail Package, no account servicing fee is charged..

3 For credit cards issued within the framework of the:

  1. Address Dispatch Project no first year account servicing fee is charged.
  2. Card+ Programme no first year account servicing fee is charged when extending:
    • QUICKloan and Cash loan to the amount of 60 000 RUR and over / equivalent in a foreign currency at the exchange rate of the Bank of Russia as of the date of decision to grant the loan;
    • Car loan (any kind of loan programmes to buy a car) to the amount of 200 000 RUR and over/ equivalent in a foreign currency at the exchange rate of the Bank of Russia as of the date of decision to grant the loan;

4 For credit cards issued within the framework of the Card+ Programme 50% of the first year account servicing fee is charged when extending:

  • QUICKloan and Cash loan to the amount of 60 000 RUR and over/ equivalent in a foreign currency at the exchange rate of the Bank of Russia as of the date of decision to grant the loan;
  • Car loan (any kind of loan programmes to buy a car) to the amount of 200 000 RUR and over/ equivalent in a foreign currency at the exchange rate of the Bank of Russia as of the date of decision to grant the loan;

* A card with a non-cash transport payment function is a bank card with payment and transport applications allowing to perform operations with settlement out of the assets in the Account or the credit limit granted, as well as to use the card as a transport card for the Moscow Metropolitan

** In the case of service

 

 

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