| № |
Service description |
VISA Virtuon |
| 1 |
Minimum initial deposit |
$0 |
| 2 |
Minimum initial deposit in case the applicant holds any international card of
the Bank of Moscow |
$0 |
| 3 |
Minimum balance |
$ 0 |
| 4 |
Commission for the basic card Account servicing during its validity period |
$ 2 |
| 5 |
Commission for Account servicing in case an additional card is issued during its
validity period |
$ 2 |
| 6 |
Commission for termination of settlements with the use of the card in connection
with its loss or theft or appearance of information on its wrongful use (as
requested by the customer) |
$ 2 |
| 7 |
Commission for resumption of settlements with the use of the card suspended in
connection with its loss, damage or theft or appearance of information on its
wrongful use |
$ 0 |
| 8 |
Annual interest charged monthly on the balance of the Account
|
|
opened in Russian rubles |
0% |
|
opened in a foreign currency |
| 9 |
Overdraft interest (per year): |
|
(Overdraft means a form of credit granted by the Bank in case the balance of the
customer's Account is insufficient (or is absent) to make it possible to
complete the payment for the operations performed with the use of the card or
its details) |
|
for Accounts opened in Russian rubles |
50% |
|
for Accounts opened in foreign currency |
30% |
| 10 |
Settlement for goods and services |
0% |
| 11 |
Maximum spending limit for the card (per month) |
$ 500 |
| 12 |
Commission for payment unreasonably protested by the customer |
$ 10 |
| 13 |
Issue of an additional statement of the Account |
|
for 1 month of the current year |
$ 2 |
|
for 1 month of the previous year |
$ 3 |
|
for the previous calendar year |
$ 10 |
14 |
Conversion of assets at crediting foreign currency Accounts with Russian rubles |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals. |
| Conversion of assets at crediting Russian rubles Accounts with foreign currency
|
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals. |
| Conversion of assets at crediting foreign currency Accounts with a different
foreign currency |
Foreign currency crediting cross rate of the Bank of Moscow for operations with
individuals. |
| 15. |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in Russian rubles, at cashless payment for goods and services offered by
trade and service enterprises using a card or its details |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals |
| 16. |
Conversion of assets at cashless transfer of Russian rubles from the Accounts
opened in a foreign currency, at cashless payment for goods and services offered
by trade and service enterprises using a card or its details |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals |
| 17. |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in another foreign currency, at cashless payment for goods and services
offered by trade and service enterprises using a card or its details |
Foreign currency transfer cross rate of the Bank of Moscow for operations with
individuals |
| 18. |
Conversion of assets at cashless transfer of foreign currency to the Accounts
opened in Russian rubles, at full or partial refund of the payment for goods and
services from trade and service enterprises using a card or its details |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals |
| 19. |
Conversion of assets at cashless transfer of Russian rubles to the Accounts
opened in foreign currency, at full or partial refund of the payment for goods
and services from trade and service enterprises using a card or its details |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals |
| 20. |
Conversion of assets at cashless transfer of foreign currency to the Accounts
opened in another foreign currency at full or partial refund of the payment for
goods and services from trade and service enterprises using a card or its
details |
Foreign currency transfer cross rate of the Bank of Moscow for operations with
individuals |
