| 2.3. |
Tariffs for operations with cash and cheques |
| 2.3.1. |
Cash payment |
|
| 2.3.1.1. |
Payment of pensions, allowances and similar benefits transferred by the bodies
authorized to charge, pay and account for the state pensions and social payments
|
Free of charge |
| 2.3.1.2. |
Payment of cash in Russian rubles and foreign currency: |
|
| 2.3.1.2.1. |
Payment of cash received in favour of individuals in non-cash form, including by
way of redemption of securities (except for the transfers indicated in
pp. 2.3.1.1., 2.3.1.2.2.-2.3.1.2.7 of these Tariffs): |
|
|
— up to 1 000 000 rubles inclusive (foreign currency equivalent)*
|
1% from the payment amount; |
|
— over 1 000 000 rubles to 3 000 000 rubles inclusive (foreign currency
equivalent)* |
5% from the payment amount; |
|
— over 3 000 000 rubles (foreign currency equivalent)*
|
10% from the payment amount; |
|
— held in the account for more than 30 calendar days |
Free of charge |
|
*at defining the commission the money payments are aggregated for the past
30 calendar days. |
|
| 2.3.1.2.2. |
Payment of wages, scholarships and similar amounts received in non-cash form
within the framework of contractual relations with the Bank of Moscow |
Free of charge |
| 2.3.1.2.3. |
Payment of cash amounts transferred to the Bank in cash |
Free of charge |
| 2.3.1.2.4. |
Cash payment of interest income on deposits and similar amounts effected by the
Bank to individuals |
Free of charge |
| 2.3.1.2.5. |
Granting of cash credits of the Bank to individuals |
Free of charge |
| 2.3.1.2.6. |
Payment of cash amounts received in favour of individuals as proceeds from
redemption of investments in unit investment funds at presence of a contract for
agency with the Bank of Moscow |
Free of charge |
| 2.3.1.2.7. |
Payment of cash amounts received in non-cash form in favour of
individuals-borrowers of the Bank in payment for the real property purchased by
the borrower using credit facilities within the framework of
mortgage/pre-mortgage programs of the Bank |
Free of charge |
| 2.3.1.2.8. |
|
|
| 2.3.1.2.9. |
Cash withdrawal of funds transferred from an individual’s account with ZAO VTB24 to his/her account with the Bank (under the mortgage programmes of the Bank and ZAO VTB24) |
Free of charge |
| 2.3.1.2.10. |
Payment with cash received by bank transfer in favour of an individual from an OOO VTB Pension Administrator (within the scope of settlements made under an offer to acquire shares in OAO Bank of Moscow). |
Free of charge |
| 2.3.2. |
Acceptance of foreign currency cash and cheques for encashment |
|
| 2.3.2.1. |
Acceptance of bank notes of foreign states (groups of foreign states) for encashment |
3% (min 100 rubles) |
| 2.3.2.2. |
Acceptance of personal (order) cheques (including travellers’ cheques) denominated in foreign currency for encashment |
2% of the nominal value (min 350 rubles) plus postage costs and foreign bank charges if relevant |
| 2.3.2.3. |
Acceptance of personal (order) cheques (including travellers’ cheques) denominated in foreign currency and of dubious authenticity for encashment |
Free |
| 2.3.3. |
Expert examination of bank notes |
|
| 2.3.3.1. |
Acceptance of bank notes of dubious authenticity for expert examination |
Free |
| 2.3.4. |
Exchange of foreign currency cash |
|
| 2.3.4.1. |
Exchange of bank note(s) of a foreign state (group of states) into bank note(s) of the same foreign state (group of states) |
0.5% of the sum exchanged (min 30 rubles) |
| 2.3.5. |
Operations with cheques |
|
| 2.3.5.1. |
Sale of American Express travellers’ cheques for Russian Federation currency at the Bank’s current exchange rate: |
|
| |
− if the travellers’ cheques are denominated in US dollars |
10 US Dollars |
| |
− if the travellers’ cheques are denominated in another foreign currency |
0.5% of face value, min 10 US Dollars |
| 2.3.5.2. |
Sale of American Express travellers’ cheques for foreign currency cash |
0.5% of face value, min 10 US Dollars |
| 2.3.5.3. |
Purchase of foreign-currency denominated travellers’ cheques for Russian Federation currency cash at the Bank’s current exchange rate |
0% |
| 2.3.5.4. |
Purchase of foreign-currency denominated travellers’ cheques for foreign currency cash: |
|
| |
− at an operations desk outside the Avrora-Lux cash centre |
3% of face value, min 5 US Dollars |
| |
− at other Bank branches |
1.5% of face value, min 5 US Dollars |
| 2.3.6. |
Counting and defining the paying capacity of the customer's bank notes |
|
| 2.3.6.1. |
Counting of the customer's bank notes |
0.0083% from the recalculation amount |
| 2.3.6.2. |
Acceptance of bank notes of foreign states (group of states) with doubtful
authenticity for their expert examination |
$
0.083 – per 1 banknote |
| 2.3.7. |
Changing of RF currency |
|
| 2.3.7.1. |
Changing of bank notes of the Bank of Russia for bank notes of the Bank of
Russia of another face value |
1% from the amount, min 30 rubles |
| 2.3.7.2. |
Changing of coins of the Bank of Russia for bank notes of the Bank of Russia
|
10% from the amount, min 200 rubles |
| 2.3.7.3. |
Changing of bank notes or coins of the Bank of Russia for coins of the Bank of Russia of another face value |
10% from the amount, min 200 rubles |
