| 2.2. |
Transfer operations |
|
|
(Account – deposit account, current account, bank card account) |
|
|
(At deduction of the fee in percentage the fee amount is calculated on the basis of the actual sum of the transfer. At transfer from the Account in foreign currency the fee is paid from the corresponding Account in an equivalent of the fee indicated in the Tariff, in the currency of the Account at the rate / cross rate of the Central Bank of the Russian Federation as of the fee collection date) |
|
|
(At a fixed fee established in a currency different from the currency of the Account, the fee is paid from the corresponding Account in an equivalent of the fee indicated in the Tariff, in the currency of the Account at the rate / cross-rate of the Central Bank of the Russian Federation as of the fee collection date) |
|
|
(Conversion of money at cashless transfers in a currency different from the currency of the Account is carried out at the rates of purchase / sale of foreign currency/cross rates of the Bank of Moscow as of the conversion date) |
|
|
(No fee is charged for Transfer operations within the balance of one business unit of the Bank, irrespective of whether the transfer is initiated by the given unit, with reference to pp. 2.2.1.4., 2.2.2.1) |
|
| 2.2.1. |
Transfer operations in Russian rubles in the Bank business units |
|
| 2.2.1.1. |
Transfers by physical persons of tax payments (federal, regional and local charges and taxes, fines and penalties provided by the tax laws of the Russian Federation) from the Accounts opened with the Bank or without opening such Accounts |
Free of charge |
| 2.2.1.2. |
Transfers of housing, community and other payments of individuals |
|
| 2.2.1.2.1. |
Transfers of utility payments to accounts of Unified Information and Settlement Centres (EIRTs) on the base of a Unified Payment Document: |
|
|
From accounts opened with the Bank, at branches of the Bank |
Free |
|
From accounts opened with the Bank, through the Internet Banking system |
Free |
|
From accounts opened with the Bank, at the Bank’s self-service machines |
Free |
| |
Using cards of third party issuers via self-service devices of the Bank |
0.5% of the sum transferred |
|
Without opening an account |
0.5% of the sum transferred |
| 2.2.1.2.2. |
Transfers of utility payments to accounts of MGTS Company, Rostelekom Company: |
|
|
From accounts opened with the Bank, at branches of the Bank |
Free |
|
From accounts opened with the Bank, through the Internet Banking system |
Free |
| |
From accounts opened with the Bank, at the Bank’s self-service machines |
Free |
|
Without opening an account |
0.5% of the sum transferred |
| 2.2.1.2.3. |
Transfers of housing and utility payments and other payments by individuals, except for the transfers indicated in subclause 2.2.1.2.1., 2.2.1.2.2., 2.2.1.2.4., performed*: |
|
|
From accounts opened with the Bank, at branches of the Bank |
Free |
|
From accounts opened with the Bank, through the Internet Banking system |
Free |
|
Without opening an account |
3% of the sum transferred
(min 250 rubles; max 2000 rubles) |
|
*Given contractual relations with the Bank of Moscow regulating the procedure for accepting payment from the population in favour of legal entity receiving monetary funds |
|
| 2.2.1.2.4. |
Transfers of utility payments to accounts of Mosenergosbyt Company: |
|
| |
− From accounts opened with the Bank, at branches of the Bank: |
|
| |
• if the client requires funds to be periodically transferred |
0.5% from the transfer amount |
| |
• if the client does nor require funds to be periodically transferred |
1.5% from the transfer amount,
(min 25 rubles) |
| |
− From accounts opened with the Bank, through the Web-Banking system |
Free |
| |
− From accounts opened with the Bank, at the Bank’s self-service machines |
0.25% from the transfer amount |
| |
− Using cards of third party issuers via self-service devices of the Bank |
0.75% from the transfer amount,
(min 25 rubles) |
| |
− Without opening an account |
1.5% from the transfer amount,
(min 25 rubles) |
| 2.2.1.3. |
Transfers of money by individuals both from deposit accounts / current accounts, and without their opening, to accounts of legal entities |
|
| 2.2.1.3.1 |
Transfers of money by individuals (except for the transfers indicated in p. 2.2.1.8. of these Tariffs)*: |
|
|
from the accounts opened with the Bank of Moscow, to accounts of primary and secondary educational institutions (including nursery schools, kindergartens, schools), opened: |
|
|
– with the Bank |
1% from the transfer amount,
min 15 rubles, max 250 rubles |
|
– with other credit organisations |
1.5% from the transfer amount,
min 20 rubles, max 250 rubles |
|
without opening an account to accounts of primary and secondary educational institutions (including nursery schools, kindergartens, schools): |
3% from the transfer amount,
min 250 rubles, max 2 000 rubles |
|
*At absence of contractual relations with the Bank of Moscow governing the order of receipt of payments from individuals in favour of a legal entity – recipient of the money. |
|
| 2.2.1.3.2. |
Transfers of money by individuals (except for the transfers indicated in pp. 2.2.1.1., 2.2.1.2., 2.2.1.3.1., 2.2.1.3.3., 2.2.1.3.4., 2.2.1.3.5., 2.2.1.8., 2.2.1.9., 2.2.1.12., 2.2.1.13., 2.2.1.14 of these Tariffs)*: |
|
|
from the accounts opened with the Bank of Moscow to the accounts of legal entities opened: |
|
|
– with the Bank |
1% from the transfer amount,
min 50 rubles, max 250 rubles |
|
– with other credit organisations |
1.5% from the transfer amount,
min 60 rubles, max 2 000 rubles |
|
– without opening an account to the accounts of legal entities |
3% from the transfer amount,
min 250 rubles, max 2 000 rubles |
|
* At absence of contractual relations with the Bank of Moscow governing the order of receipt of payments from individuals in favour of a legal entity – recipient of the money. |
|
| 2.2.1.3.3. |
Transfers of money by individuals to the accounts of legal entities in payment for goods/works/services using a consumer credit received by the transferor from the Bank |
Free of charge |
| 2.2.1.3.4. |
Transfers of money by individuals in payment for investments in unit investment funds under the management of the Bank of Moscow Managing Company unit trust and Pension Reserve company at presence of a contract of agency with the Bank of Moscow |
Free of charge |
| 2.2.1.3.5. |
Transfers of money by individuals from the accounts opened with the Bank of Moscow to the account of Mos-Broker company opened with the Bank of Moscow under the contracts for broker services concluded by individuals with Mos-Broker company |
Free of charge |
| 2.2.1.4. |
Transfers of money by individuals (except for the transfers indicated in p. 2.2.1.8., 2.2.1.12 of these Tariffs), in favour of individuals: |
|
|
from the accounts opened with the Bank of Moscow: |
|
|
– to regional Bank branches |
1% from the transfer amount,
min 50 rubles, max 250 rubles |
|
– to other credit organisations |
1.5% from the transfer amount,
min 60 rubles, max 2 000 rubles |
|
– in other instances |
Free of charge |
|
without opening an account: |
3% from the transfer amount,
min 250 rubles, max 2 000 rubles |
| 2.2.1.5. |
Inquiries sent to credit organisations on the basis of a customer's application to locate payments made: |
|
|
– to regional Bank branches |
1% from the transfer amount*,
min 15 rubles,
max 250 rubles*** |
|
– to other credit organisations, except for credit organisations servicing their customers by using the retail network of the Bank** |
1.5% from the transfer amount*,
min 60 rubles,
max 2 000 rubles*** |
|
– to credit organisations servicing their customers by using the retail network of the Bank ** |
3% from the transfer amount*,
min 250 rubles,
max 2 000 rubles*** |
|
– in other instances |
Free of charge |
|
** Home Credit and Finance Bank company(HCF-Bank), Renaissance-Capital Commercial bank (Limited liability company) |
* VAT in the amount established by the law is charged additionally
***Fee collected on the day the customer’s application is received |
| 2.2.1.6. |
Transfers of erroneously paid pensions and other social benefits in favour of the Moscow citizens social protection Department and its structural subdivisions from the Accounts opened with the Bank or without their opening |
Free of charge |
| 2.2.1.7. |
Transfers by individuals of gratuitous cash and cashless contributions to the budget accounts of various levels to finance targeted charitable activities |
Free of charge |
| 2.2.1.8. |
Transfers of money by individuals in Russian rubles (except for the payments indicated in pp. 2.2.1.1 – 2.2.1.2 of these Tariffs) from the Accounts opened with the Bank of Moscow using the remote access system (Internet-Banking, Web-Banking, Mobile-Banking) or the Internet Bank-Client system |
|
|
– to the Bank branches in other cities/towns and other credit organisations |
10 rubles
for each transfer operation |
|
– in other instances |
Free of charge |
| 2.2.1.9. |
Transfers of money in payment for cars by individuals having received a credit from the Bank of Moscow for the purchase of a car |
Free of charge |
| 2.2.1.10. |
Transfers of money by individuals making cash payments through self-service terminals of the Bank in favour of mobile communication operators and telecommunication companies |
1.5% |
| 2.2.1.11. |
Transfers of money by individuals to the correspondent account of CB "MIA" opened with the Bank towards repayment of indebtedness under mortgage contracts/ payment of charges of CB "MIA" |
Free of charge |
| 2.2.1.12. |
Transfers of money within the framework of car purchase crediting programs to the accounts of individuals with other credit organisations to repay the credits granted by other credit organisations |
Free of charge |
| 2.2.1.13. |
Transfers of money by individuals within the framework of mortgage/pre-mortgage programs to the accounts of legal entities – insurance, valuation and developing companies in payment for the services granted by these companies to Bank Borrowers |
Free of charge |
| 2.2.1.14. |
Transfers by individuals of gratuitous cash and cashless contributions in the settlement accounts of charitable funds opened with the Bank within the framework of charitable projects approved by the Bank |
Free of charge |
| 2.2.1.15. |
Transfers of money resources of the physical persons, carried out within the limits of a retail credit product "Credit reboot", into accounts of the credit organisations − primary creditors with a view of repayment of the credits given by primary creditors |
Free of charge |
| 2.2.1.16. |
Transfers of individuals’ funds to accounts at SG MSK company from accounts opened with the Bank in payment of insurance premium within the framework of the Depositor Accident Insurance Programme of the Bank of Moscow |
Free of charge |
| 2.2.1.17. |
Transfers of individuals’ funds to the accounts of ZAO MSK-Life from accounts held with the Bank in payment for insurance premiums under accident and sickness insurance policies within the scope of the Consumer Loans Programme. |
Free of charge |
| 2.2.1.18. |
Transfers of individuals’ funds to the accounts of ZAO MSK-Life from accounts held with the Bank in payment for insurance premiums under accident and sickness insurance policies within the scope of the Consumer Loans Programme. |
Free of charge |
| 2.2.2. |
Transfer operations in foreign currency |
|
| 2.2.2.1. |
Transfers individuals foreign currency (except for transfers indicated in pp. 2.2.2.4, 2.2.2.7., 2.2.2.8 of these Tariffs) |
|
|
from bank card accounts, current accounts, deposit accounts opened with the Bank of Moscow: |
|
|
– to the Bank branches in other cities/towns |
1% from the transfer amount,
min $5, max $20 |
|
– to credit organisations having opened loro accounts with the Bank |
1% from the transfer amount,
min $7, max $250 |
|
– to other credit organisations |
1% from the transfer amount,
(min $20, max $250)
express charge - $100 |
| |
à) "at the beneficiary’s cost and expense" (BEN/SHA) |
à) no additional fee is charged |
| |
á) "at no costs for the beneficiary" ("OUR") (includes third banks’ fees) |
á) $25 additional fee is charged |
|
– in other instances |
Free of charge |
|
without opening an account |
3% from the transfer amount,
min $50, max $250 |
| 2.2.2.2. |
Return of money transferred to other offices (branches) of the Bank of Moscow in favour of individuals at the request of the transferor |
1% from the transfer amount,
min $1,
max $250 |
| 2.2.2.3. |
Location (finding) of money transferred in foreign currency: return (cancellation) or modification of payment orders performed by the Bank to transfer money in foreign currency to the accounts of individuals and legal entities opened with other banks, requests for confirmation of crediting the beneficiary's account |
$20 |
| 2.2.2.4. |
Transfers by individuals of foreign currency (except for the transfers indicated in p. 2.2.2.5 of these Tariffs) from the Accounts opened with the Bank of Moscow using the remote access system (Internet-Banking, Web-Banking, Mobile-Banking) or Internet Bank-Client system |
|
|
– to the Bank branches in other cities/towns |
$1 |
|
– to credit organisations having opened loro accounts with the Bank |
$7 |
|
– to other credit organisations |
$20 |
| à) "at the beneficiary’s cost and expense" (BEN/SHA) |
à) no additional fees |
| b) "at no cost to the beneficiary" ("OUR") (includes third banks’ commission) |
b) $25 additional fee is to be charged |
|
– in other instances |
Free of charge |
| 2.2.2.5. |
Transfers of money by non-resident individuals towards tax payments in foreign currency (federal, regional and local charges and taxes, fines and penalties provided by the tax laws of the Russian Federation) from the Accounts opened with the Bank or without opening such Accounts with the Bank of Moscow |
Free of charge |
| 2.2.2.6. |
Transfers of money by individuals to the correspondent account of CB «MIA» opened with the Bank towards repayment of indebtedness under mortgage contracts in US dollars |
Free of charge |
| 2.2.2.7. |
Transfers of money within the framework of car purchase crediting programs to the accounts of individuals with other credit organisations to repay the credits granted by other credit organisations |
Free of charge |
| 2.2.2.8. |
Transfers of money by individuals within the framework of mortgage/pre-mortgage programs to the accounts of legal entities – insurance, valuation and developing companies in payment for the services granted by these companies to Bank Borrowers |
Free of charge |
| 2.2.3. |
Transfer operations in Russian rubles in post offices |
|
| 2.2.3.1. |
Transfers of individuals’ payments for housing and municipal services |
|
| 2.2.3.1.1. |
Transfers of payments for housing and municipal services to accounts for collecting payments for housing and municipal services for the United Information Computing centers on the basis of the Single Payment Document, to be carried out without account opening. |
1.5% of the transfer amount |
| 2.2.3.1.2. |
Transfers of payments for housing and municipal services to accounts for collecting payments for housing and municipal services for the United Information Computing centers on the basis of the Single Payment Document, to be carried out from Bank accounts |
Free of Charge |
| 2.2.3.1.3. |
Transfers of payments for housing and municipal services and other payments by individuals to legal entities, except for transfers set forth in subparagraphs 2.2.3.1.1, 2.2.3.1.2, 2.2.3.1.4, to be carried out both from Bank accounts and without account opening* |
Free of Charge |
| 2.2.3.2. |
Transfers of money by individuals from the Accounts opened with the Bank or without their opening, to the accounts of legal entities opened:** |
|
| 2.2.3.2.1. |
With the Bank of Moscow |
1% from the transfer amount,
min 10 rubles,
max 250 rubles |
| 2.2.3.2.2. |
with other credit organisations |
1.5% from the transfer amount,
min 10 rubles,
max 2000 rubles |
|
*At presence of contractual relations with the Bank of Moscow governing the order of receipt of payments from individuals in favour of a legal entity – recipient of the money.
**At absence of contractual relations with the Bank of Moscow governing the order of receipt of payments from individuals in favour of a legal entity – recipient of the money. |
|
| 2.2.3.3. |
Transfers of money by individuals from the Accounts opened with the Bank or without their opening in favour of individuals: |
|
|
– to regional Bank branches |
1% from the transfer amount,
min 15 rubles, max 250 rubles |
|
– to other credit organisations, except for those servicing their customers by using the retail network of the Bank * |
1.5% from the transfer amount,
min 60 rubles, max 2 000 rubles |
|
– to credit organisations servicing their customers by using the retail network of the Bank* |
3% from the transfer amount,
min 250 rubles, max 2 000 rubles |
|
– in other instances |
Free of charge |
|
* Home Credit and Finance Bank (HCF-Bank) company, Renaissance-Capital Commercial bank (Limiteed liability company) |
|
| 2.2.3.1.4. |
Transfers of utility payments to accounts of Mosenergosbyt Company: |
|
| |
− From accounts opened with the Bank: |
|
| |
• if the client requires funds to be periodically transferred |
0.5% from the transfer amount |
| |
• if the client does nor require funds to be periodically transferred |
1.5% from the transfer amount,
(min 25 rubles) |
| |
− Without opening an account |
1.5% from the transfer amount,
(min 25 rubles) |
