Account — bank account opened by the Bank to an individual customer to carry out and account for operations performed with the use of bank cards.
Salary contract — a contract between the Bank and the relevant organisation for the opening of Accounts for performing and recording operations with the use of bank cards.
If the Card Account is kept in a currency different from the currency of the Tariffs, the commissions are recalculated using the official exchange rates of the Bank of Russia as of the date of operation processing.
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|
Visa Electron, Visa Classic Unembossed, Maestro, MasterCard Standard Unembossed, Union Card, VISA Electron BOP |
Eurocard/
MasterCard Standard |
Eurocard/
MasterCard Gold |
VISA Classic |
VISA Gold |
| 1 |
Minimum balance |
$ 0 |
| 2 |
The Account servicing commission is paid by the organisation or the employee personally |
|
First year |
From $ 0 to $ 5 |
$ 15 |
$ 100 |
$ 15 |
$ 100 |
|
From the second year (annually) |
From $ 0 to $ 5 |
$ 10 |
$ 90 |
$ 10 |
$ 90 |
| 2.1. |
Commission for servicing an Account on which there have been no operations for 1 (one) year since expiry of the card and the balance is 125 roubles or more (equivalent in the Account currency at the Bank of Russia exchange rate): |
|
|
|
|
|
| |
given an annual Account servicing commission before expiry of the card equal to 0 (zero) US dollars |
125 rubles |
− |
− |
− |
− |
| |
given an annual Account servicing commission before expiry of the card other than 0 (zero) US dollars |
In accordance with the Account servicing commission set beginning from the second year of servicing |
| 3 |
Commission for termination of settlements with the use of the card in connection
with its loss or theft or appearance of information on its wrongful use (as
requested by the customer) |
$ 5 |
$ 20 |
$ 60 |
$ 20 |
$ 60 |
| 4 |
Commission for resumption of settlements with the use of the card suspended in
connection with its loss or theft or appearance of information on its wrongful
use |
$ 0 |
| 5 |
Commission for resumption of settlements with the use of the card suspended in
connection with its re-issue in case of damage |
$ 5 |
$ 5 |
$ 10 |
$ 5 |
$ 10 |
| 6 |
Commission for resumption of settlements with the use of the card suspended in
connection with its re-issue at the PIN-code loss |
$ 3 |
$ 10 |
$ 15 |
$ 10 |
$ 15 |
| 7 |
Commission for termination of settlements with the use of the card placed in the
stop-list (for two weeks) |
None |
$ 40 |
| 8 |
Additional commission for servicing the account (per year) in case an additional card is issued (charged depending on the type of additional card) |
$ 5 |
$ 10 |
$ 70 |
$ 10 |
$ 70 |
| 9 |
Commission for cash receipt at the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank": |
|
ATM of the Bank of Moscow, VTB 24 (JSC), JSC "TransCreditBank" except cards Union Card |
0% |
|
ATM of the Bank of Moscow using Union Card |
0% |
— |
|
ATM of VTB 24 (JSC), JSC "TransCreditBank" using Union Card |
0.5% |
— |
|
CDO of the Bank of Moscow |
Up to 60'000 rubles inclusive (foreign currency equivalent) - 5% min 250 rubles
Over 60'000 rubles (foreign currency equivalent) - 0% |
|
CDO of VTB 24 (JSC), JSC "TransCreditBank" (except cards Union Card)/ CDO of VTB 24 (JSC), JSC "TransCreditBank" using Union Card |
0,5%, min $3 / 0,5% |
1%, min $5 |
1%, min $3 |
| 10 |
Commission for cash withdrawal at a third-party bank (except VTB 24 (JSC), JSC "TransCreditBank"): |
|
ATM of another bank (except for VTB 24 (JSC), JSC "TransCreditBank"), except cards Union Card/ ATM of another bank (except VTB 24 (JSC), JSC "TransCreditBank") using Union Card |
0.5%, min $ 3 / 0.5% |
1%, min $3 |
|
CDO of a third-party bank (except for VTB 24 (JSC), JSC "TransCreditBank"), except cards Union Card/ CDO of a third-party bank (except for VTB 24 (JSC), JSC "TransCreditBank") using Union Card |
0.5%, min $ 3 / 0.5% |
1%, min $5 |
1%, min $3 |
| 11 |
Annual interest charged monthly on the balance of the Account |
|
opened in Russian rubles |
0% |
|
opened in a foreign currency |
| 12 |
Conversion of assets at withdrawal of cash foreign currency from the Accounts
opened in Russian rubles |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals. |
| 13 |
Conversion of assets at withdrawal of cash RF rubles from the Accounts opened
in a foreign currency |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals. |
| 14 |
Conversion of assets at withdrawal of cash foreign currency from the Accounts
opened in another foreign currency |
Foreign currency withdrawal cross rate of the Bank of Moscow for operations with
individuals. |
| 15 |
Overdraft interest (per year) |
|
(Overdraft means a form of credit granted by the Bank in case the balance of the
customer's Account is insufficient (or is absent) to make it possible to
complete the payment for the operations performed with the use of the card or
its details) |
|
for Accounts opened in Russian rubles |
50% |
|
for Accounts opened in foreign currency |
30% |
| 16 |
Interest for the allowed overdraft of Accounts opened in Russian rubles (per
year) |
20% |
| |
(Allowed overdraft is one provided under a special Contract for bank card
overdraft between the Bank and the card holder) |
| 17 |
Interest for late repayment of the allowed overdraft in Russian rubles (per
year) |
50% |
| 18 |
Interest for exceeding the allowed overdraft in Russian rubles (per year) |
50% |
| 19 |
Settlement for goods and services |
0% |
| 20 |
Delivery of a statement of the Account for the current month (for electronic
cards – only at written request of the organization) |
$ 0 |
| 21 |
Issue of an additional statement of the Account |
|
for 1 month of the current year |
$ 2 |
|
for 1 month of the previous year |
$ 3 |
|
for the previous calendar year |
$ 10 |
| 22 |
Conversion of assets at crediting foreign currency Accounts with RF rubles |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals. |
|
Conversion of assets at crediting Russian rouble Accounts with foreign currency |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals. |
|
Conversion of assets at crediting foreign currency Accounts with a different
foreign currency |
Foreign currency crediting cross rate of the Bank of Moscow for operations with
individuals. |
| 23 |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in Russian rubles to the accounts of individuals opened with The Bank of
Moscow, following Applications for money transfer |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals. |
| 24 |
Conversion of assets at cashless transfer of RF rubles from the Accounts opened
in a foreign currency to the accounts of individuals and legal entities opened
with The Bank of Moscow and other banks in the territory of the Russian
Federation, following Applications for money transfer |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals. |
| 25 |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in another foreign currency to the accounts of individuals opened with
The Bank of Moscow, following Applications for money transfer |
Foreign currency transfer cross rate of the Bank of Moscow for operations with
individuals. |
| 26 |
Commission charged by the Bank from the organisation for crediting money assets
in the Accounts of its employees |
0.3% - 1.0% from the amount of the assets credited |
| 27 |
Commission for balance inquiry of the card Account from a third party ATM (except VTB 24 (JSC), JSC "TransCreditBank") |
$1 (per operation) |
| 28 |
Limits for cash withdrawal from ATMs and cash disbursement outlets of the Bank
of Moscow and other banks (per day) |
250 000 rubles* |
250 000 rubles* |
500 000 rubles* |
250 000 rubles* |
500 000 rubles* |
| 28.1 |
Limits for cash withdrawal from ATMs and cash disbursement outlets of the Bank
of Moscow and other banks (per month) |
5 000 000 rubles* |
5 000 000 rubles* |
— |
5 000 000 rubles* |
— |
| |
* - or an equivalent of this amount at the exchange rate of the Bank of Russia
as of the day of the operation. |
| 29 |
Issue of IAPA discount cards |
None |
$ 100 |
|
Commission for acceptance and transfer of money received from an individual in
payment for an IAPA discount card |
|
$ 20 |
|
Cost of an IAPA card (charged by "Dan Card") |
|
$ 80 |
|
30 |
Commission for sending notices on operations with bank cards by phone
(SMS-Banking) at initial service connection: |
|
| - for the first two months after the service connection date |
None |
| - beginning with the third month after the service connection date (monthly),
|
49 rubles |
| at subsequent service connections (monthly) |
49 rubles |
| 30.1 |
The commission for sending notification to a mobile phone (salary SMS) of salary being credited to the bank card |
|
|
|
|
|
| on initial connection |
None |
| on subsequent connections (monthly) |
None |
| 31 |
Transfer* of money in payment for urban public transport using Visa Electron
non-cash transport payment (NCTP) cards |
10 rubles per month |
|
| |
* - money is transferred once a month on the basis of the data on the
number of trips paid for by a card with a non-cash transport payment function
during the preceding month. |
|
|
| 32. |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in Russian rubles, at cashless payment for goods and services offered by
trade and service enterprises using a card or its details |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals |
| 33. |
Conversion of assets at cashless transfer of RF rubles from the Accounts opened
in a foreign currency, at cashless payment for goods and services offered by
trade and service enterprises using a card or its details |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals |
| 34. |
Conversion of assets at cashless transfer of foreign currency from the Accounts
opened in another foreign currency, at cashless payment for goods and services
offered by trade and service enterprises using a card or its details |
Foreign currency transfer cross rate of the Bank of Moscow for operations with
individuals |
| 35. |
Conversion of assets at cashless transfer of foreign currency to the Accounts
opened in Russian rubles, at full or partial refund of the payment for goods and
services from trade and service enterprises using a card or its details |
Foreign currency purchasing rate of exchange of the Bank of Moscow for
operations with individuals |
| 36. |
Conversion of assets at cashless transfer of RF rubles to the Accounts opened in
foreign currency, at full or partial refund of the payment for goods and
services from trade and service enterprises using a card or its details |
Foreign currency selling rate of exchange of the Bank of Moscow for operations
with individuals |
| 37. |
Conversion of assets at cashless transfer of foreign currency to the Accounts
opened in another foreign currency at full or partial refund of the payment for
goods and services from trade and service enterprises using a card or its
details |
Foreign currency transfer cross rate of the Bank of Moscow for operations with
individuals |
